Frugal
Vacations on a Dime: Sail Away for Less
Image courtesy of David Castillo Dominici / FreeDigitalPhotos.net You may have seen all of the headlines about cruise ships lately, but the truth is, cruise ships are still a fun and economical way to enjoy a luxury vacation! Every year thousands set sail and ... Read More
Smart Ways to Stay Out of Debt – Don’t Let Debt Control You
Image courtesy of Stuart Miles / FreeDigitalPhotos.net You’ve deleted thousands in loan and credit card balances and it must have taken years of efforts, hard work and sacrifice. Now that your statements finally read zero, your credit cards might be finally open ... Read More
Tips for Finding the Perfect Gift for Mom’s Unique Personality
It’s almost Mother’s Day, and you don’t have a good gift idea. When you attempt to casually pry Mom for what she might like, she doesn’t take the bait and replies, "Oh, just a card would be nice." In other words, you’re on ... Read More
Vacations on a Dime: Why Traveling By Train is the Way!
Image courtesy of Matt Banks/ FreeDigitalPhotos.net Last week we talked about how to save when flying and today we’ll talk about how to save by train. Does anyone travel by train anymore? Well you might decide to, after you see how inexpensive and entertaining ... Read More
Save Money with DIY Floor Cleaners
Image courtesy of Keerati/ FreeDigitalPhotos.net There are other alternatives to getting your carpet, tile and hardwood floors clean without using irritating chemicals. Most of the items you need can already be found in your pantry or under the kitchen sink. Here ... Read More
Vacations on a Dime: How to Fly for Less!
Image courtesy of artur84 / FreeDigitalPhotos.net With summer almost here, it is time to start thinking about travel plans! If you are trying to stick to a budget, then planning can be painful – but it doesn’t have to. Find out more in this Vacations on a Dime ... Read More
Smartphone Apps That Save You Money!
The rise of mobile technology has led to another, cost-effective trend: money-saving apps. It seems that everyone is offering apps that claim to magically fix your cash-flow management problems, but how can you tell which apps actually work? We’ve willingly ... Read More
10 Steps for Frugal Apartment Living
For those of you in apartments, I think you’ll enjoy this guest post on frugal apartment living. In this slow, sluggish economy, pretty much everyone is looking for ways to downsize, cut back, and save money. Whether it’s trading in the luxury gas guzzling ... Read More
How to Start a Garden Frugally
As the weather starts to warm up, it has many thinking of starting a garden in hopes of a bountiful summer crop. But if you are not careful it can get quite expensive when you start factoring in the cost of plants, soil, fertilizer, containers, and mulch. But if ... Read More


Melissa Hurst, the founder of SavingCentsWithSense.net, is a married mom of three young children, so she understands the importance of stretching a family's budget to maximize savings. After working full-time in higher education for seven years, she pursued a passion of teaching both in the classroom and through her articles to help others. Her money-saving tips have been featured on Arizona Midday, and she is a regular columnist for LifetimeMoms.com and Times Publications in Arizona.






