Happy New Year!! I am so excited for 2016 – there will be some very big changes with my family this year. My daughter will start kindergarten (remember when I announced my pregnancy?) – I can’t believe how fast time flies! My oldest son will also be starting junior high during this year (now I feel old!). I will graduate with my master’s in communication disorders and start my new career as a speech language pathologist. With that, I’m sure there will be more changes, but I’m so excited to see what comes our way. My faith is in the Lord and where He will lead us…
2016 will also be a year where my family can start putting more in savings, too. It has been difficult to do that with the expense of my schooling, on top of our children’s needs. I know many of you are in similar situations of needed to save, but wanting to pay off debt, and eventually be able to put money in savings. Although I don’t claim to be an expert, I have learned many money saving tips through the past 7 years of running this frugal blog. Through lay offs, new jobs, new schools, illness, and everything else involved with a family, we have had our ups and downs. If you are looking for some simple things you can start doing NOW to start saving more on things you need, so you can spend on things you want (or pay off debt), then please check out the resources I have here for you.
Before we get to my tips, I want to stress that no matter what savings tips you decide to try, make sure that you aren’t spending more to save. I know that sounds counter-intuitive, but here is what I mean – if you decide to start couponing, then don’t drive farther each week to different stores just so you can score a better deal. You’ll end up spending more in gas, which doesn’t save you a thing. In the same regard, don’t spend money on things you don’t need just because it is a great deal.
Here are my Money Saving Tips for the New Year – from A to Z:
A void Impulse Buying. Make a list (with coupons of course!) before heading to the store and stick to it. Don’t shop hungry and if your kids aren’t helpful with shopping, you may want to leave them at home so you can concentrate on getting the best deals.
B udget. If you don’t have a household budget yet, I highly recommend you sit down and list everything that you are spending each month. It will be eye opening to see where all your money is going and you may just be able to cut out some extra expenses. You’ll then be able to create a budget of what you want to spend.
C oupons. If you are new to couponing, you’ll want to read Couponing: Where to Begin, and I have many different resources for you on my Coupon Resources page, like:
- Where to Find Coupons
- How to know if coupons double
- Coupon Question: Is it Ok to Copy Printable Coupons?
- How to Spot a Fraudulent Coupon
and much more. Start using coupons and you will see a 50% savings on your grocery bill – now that is a great way to spend less!
D IY. Do-It-Yourself projects, crafts, recipes and more can help you save big time. Here are a few of my favorite projects:
- DIY Hard Lotion Bars
- Make Your Own Foamy Hand Soap
- Make Your Own Laundry Detergent
- Making Homemade Baby Food
- Make Your Own Picture Frames
- Make Your Own Organic Brown Sugar Body Scrub
- Saving Money on Haircuts
- Make Your Own Non-Toxic Bug Spray
- Homemade Baby Wipes
Don’t stop there – I have tips “E” to “Z” on my Money Saving Tips from A to Z post. Just click the link and read the rest.
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